Disability Insurance Attorneys in Philadelphia
Do You Have a Case? Find Out in a Free Consultation!
Disability insurance is a helpful resource for all workers. The feeling
of security produced by investing in insurance makes the financial sacrifice
worth it for many customers.
When purchasing insurance, you do so with the expectation of being able
to rely on that insurance in the event of an emergency. Unfortunately,
this is not always the case. Disability insurance companies sometimes
deny coverage, leaving their customers without any kind of financial resources.
If your claim was denied,
call (215) 278-4449 to discuss your options with a Philadelphia disability
insurance lawyer at our office.
What Is Disability Insurance?
Disability insurance provides financial assistance in the instance of a
work-disrupting injury or illness. If you cannot work, disability insurance
is your safety net for earning an income. The financial assistance of
disability insurance ensures you won’t need to spend your savings
on bills when you are not working.
Group vs. Individual Disability Insurance
There are two forms of disability insurance plans: group coverage, and
individual (or private) plans.
Group disability insurance plans are offered by employers and supply financial support to workers
who are injured or ill during their time with their company.
individual disability insurance policy is purchased by a single person as their own coverage plan. Many
people who do not have an employer-supplied group plan purchase their
own disability insurance to cover expenses, but there are also people
within a group plan who may choose to buy individual insurance as supplemental coverage.
My Insurance Company Won’t Pay My Claim — What Should I Do?
Although you are enrolled in an insurance plan, there may be instances
in which your insurance company denies your claim. Preexisting conditions
and out-of-network provider restrictions are only a few of the reasons
your insurance company may have for denying your claim.
A lack of coverage only adds to the agony you are experiencing in the midst
of your injury or illness and the resulting temporary unemployment. You
may be able to receive the finances you are entitled to and alleviate
some of this stress with the assistance of our Philadelphia disability
insurance attorneys at Golomb & Honik, P.C.
Contact Golomb & Honik, P.C. at (215) 278-4449 to schedule a free and confidential consultation at